Today's Interest Rate !

Don't miss historical low rate in 40 years!

Call 408-3731778 or 888-679-5648 to lower your rate ASAP!

(Rate here is quoted No Point No Fee No Closing Cost*, lower rate available w/cost)
  • Rate and availability subject to change without notice.

  • Rate varies upon credit score (FICO), loan to value ratio (LTV) and Debt to Income Ratio (DTI) etc.

  • LTV means Loan to value ratio which equal to loan amount divide by property value.

  • Obama HARP Conforming/Jumbo Conforming Plus:  (No mortgage insurance for borrower whose property value drops and the loan amount divide by current value is higher than 80% even up to 105% or 125%). To qualify,

  • please click the link to see  if your loan owned by Fannie Mae or Freddie Mac.

  • If your do, call us at 408-3731778 or 1-888-6785648 to apply. Lender might charge special fees for this two programs. 

  • Conforming Loan Limits: Effective with the November 2008, two sets of limits are provided for first mortgages: 1) general conforming loan limits, and 2) high-cost area conforming loan limits (include temporary high balance loan called Jumbo conforming).

    Maximum Original Principal Balance for Loans Closed in 2009*

    Units

    Contiguous States, District of Columbia, and Puerto Rico

    Alaska, Guam, Hawaii, and the U.S. Virgin Islands

    General

    High balance

    General

    High-Cost**

    1

    $417,000

    $729,750

    $625,500

    $938,250

    2

    $533,850

    $934,200

    $800,775

    $1,201,150

    3

    $645,300

    $1,129,250

    $967,950

    $1,451,925

    4

    $801,950

    $1,403,400

    $1,202,925

    $1,804,375


  • Closing cost: Higher rate, lower cost. Lower rate, higher cost. Our job is let you know all your options and help you choose the best one fits your requirements. For more info, click here.